Legacy Planning

Arranging your affairs so that what you have built passes to the people you intend, with the least tax, delay and conflict possible. In practice: a Will, clean nominations, and where it is warranted, a trust or succession structure.

You can, and a handwritten Will is valid. But most home-made Wills fail on execution, witnesses or ambiguity, and the family only finds out when it is far too late to fix. Guidance at the drafting stage is cheap insurance.

No. If you own a home and have more than one heir, you have everything you need for a dispute. Estate size determines how elaborate the structure needs to be, not whether you need one.

Most families do not — a sound Will and clean nominations cover it. A trust earns its keep when the estate is large, the family structure is complex, a beneficiary needs protecting, or assets sit across borders.

We coordinate with legal and tax specialists who do, and we make sure the plan actually matches your portfolio — because the gap between the legal document and the real asset register is where estates come apart.

No — an unregistered Will is perfectly valid in India. Registration adds a layer of proof and makes it harder to challenge, which is usually worth the small effort where the estate is significant or the family situation is delicate.

Succession law decides, not you. Assets are distributed according to the rules that apply to your religion and community, which may bear no resemblance to your wishes — and the process routinely takes years and sours relationships permanently.

After every significant life event — a marriage, a birth, a death, a divorce, a property sale, a move abroad — and otherwise every three to five years. A Will that names assets you no longer own creates exactly the ambiguity you were trying to avoid.

Yes, it is entirely your right. But an unequal Will is far more likely to be contested, so the reasoning is best recorded clearly and the drafting done carefully. This is precisely where professional help pays for itself.

Increasingly the forgotten category — online accounts, crypto holdings, domain names, loyalty balances. Without access details, they are often simply lost. We help you build a secure register alongside the Will.

Not currently. India abolished estate duty in 1985, so inheritance itself is not taxed. What remains is capital-gains tax when heirs eventually sell the asset — and the cost of a disputed, unstructured estate, which is the far bigger number.

An executor administers the whole Will and distributes the estate as you directed. A nominee simply receives a specific asset from the institution holding it, and may hold it in trust for the rightful heirs rather than owning it. Confusing the two causes real damage.