NRI Offerings

Yes, through an NRE or NRO account, with KYC completed as a non-resident. Investors based in the US and Canada face FATCA-related restrictions with several fund houses, though a good number still accept them — we will tell you which.

An NRE account holds foreign income and is fully repatriable. An NRO account holds income earned in India — rent, dividends, a pension — and repatriation is capped at USD 1 million a year with a CA certificate.

Capital gains are taxed in India with TDS deducted at source, at rates higher than a resident pays. Depending on your country of residence, the DTAA may reduce that — with a tax residency certificate we can often bring it down.

From an NRE account, freely. From an NRO account, up to USD 1 million per financial year with the right certification. We plan which account you invest from with the eventual exit in mind.

No. Onboarding is fully digital, and we schedule reviews around your time zone.

Yes, though your choice is narrower. FATCA reporting has led several AMCs to stop accepting US and Canada residents, but a good number still do — some requiring a physical rather than electronic signature. We will tell you exactly which are open to you.

If your Indian income exceeds the basic exemption limit, or if you want to reclaim excess TDS, then yes. Given that TDS on NRI gains is deducted at higher rates and often exceeds the actual liability, filing is frequently how you get money back.

A TRC is issued by your country of residence and is what lets you claim DTAA benefits — often a materially lower rate of tax in India. Without it you pay the full domestic rate. It must be obtained for the relevant year, so plan ahead.

Your residential status changes, and with it the tax treatment and what you are permitted to hold. NRE accounts must be redesignated, and some holdings need repapering. Tell us before you move, not after — it is far cleaner that way.

Yes. Many NRIs give a trusted family member in India a POA to operate the account. It needs correct drafting and registration, and the bank and AMC must both accept it — we help set it up properly.

GIFT City is India's international financial centre, where funds are denominated in foreign currency and offer a more favourable tax regime to non-residents. For larger NRI portfolios it is often cleaner than the domestic route. It depends on your size and country.

Yes, funded from your NRE or NRO account. What must be updated is your KYC status — continuing to invest on resident KYC after moving abroad creates a compliance problem that surfaces later, usually at redemption.